Book Description

The financial system demands endless growth on a finite planet. A $100 loan at 5% becomes $13,000 in a century. The solution? The Productivity Bond – a revolutionary instrument that rewards efficiency, not expansion. This is the blueprint for a sustainable financial future.

We have built a financial system that makes promises about an unlimited future on a planet with limits. That's the contradiction at the heart of modern finance. Global debt has climbed from $50 trillion to over $300 trillion in four decades – an exponential curve. Meanwhile, resource extraction is flattening. Two lines, two opposing stories. The gap between them is The Infinite Debt Problem.

This isn't a doom-and-gloom book. It's a practical, market-based solution and redesign for the financial system itself. Replace fixed-rate sovereign debt – which demands perpetual growth – with the Productivity Bond, an instrument whose return is linked to measurable improvements in efficiency.