🧪 Interactive Lab v0.8.0

PBM Productivity Lab

3 powerful tools to diagnose your debt, measure your wellbeing, and project your financial future.

🌿 The Wellbeing Index

Measure your work-life balance, mental health, and productivity to find your harmony zone.

📖 What do these terms mean? ▼
Work Hours/Day — Total hours you spend working.
Days Worked/Week — How many days you work each week.
Sleep Hours/Night — The foundation of all wellbeing.
Happiness — Your current mood (1=Stressed, 10=Thriving).
Chaos Level — How unpredictable your life is (1=Clockwork, 10=Chaos).
Productivity Score — A calculated metric (0–100) based on your work patterns. Higher is better but overworking reduces it.
🌿 —/100
⚡ Resilience: —
Enter your values to see your wellbeing dashboard.
📊 10‑Year Projection Based on your current habits
🧠 Diagnosis
Enter your numbers to see your personalized wellbeing plan.
AI 🤖

Wellbeing Interpreter

Ready
Click "Generate" to interpret wellbeing.
⚠️ AI can make mistakes. Verify with your own research.

💳 The Debt Reality

Diagnose your financial situation, see the true cost of debt, and get a personalized plan to freedom.

📖 What do these terms mean? ▼
Total Debt — The total amount you owe (credit cards, loans, mortgage).
Interest Rate (APR) — The annual cost of borrowing.
Monthly Payment — What you pay each month.
Monthly Income — Your take-home pay.
⏳ — months
💰 $—
Time to freedom · Total interest paid
🧠 Diagnosis & Prescription
Enter your numbers to see your personalized solution.
We'll calculate your accelerated freedom date.
AI 🤖

Debt Reality Interpreter

Ready
Click "Generate" to interpret your finances.
⚠️ AI can make mistakes. Verify with your own research.

📈 The Compound Curve

See how your debt (or wasted time) compounds over time — and how small changes bend the curve.

📖 What do these terms mean? ▼
Annual Debt — The yearly financial loss from your productivity or spending leak. This is the amount you want to reduce.
Growth Rate — The annual percentage increase in your debt. Even 10% can double your debt in ~7 years.
Years — The time horizon you want to project into the future. 10 years shows the true cost of inaction.
Reduction — The amount you can cut from your annual leak. Small cuts compound into huge savings over time.
💸 Total Debt: $0
Final Year: $0
Over 10 years · Savings: $0
🧠 Diagnosis & Prescription
Your debt grows exponentially unless you intervene.
Use the slider above to see how much you can save.
AI 🤖

Compound Curve Interpreter

Ready
Click "Generate" to interpret your debt analysis.
⚠️ AI can make mistakes. Verify with your own research.
🧪 NEW TOOL

📊 NPI Index Tracker

Track the National Productivity Index (NPI) with real‑world data from 47 countries. See how efficiently an economy turns labour, energy, materials, and capital into value.

🌍 47 countries 📅 1990–2023 ⚖️ Adjustable weights 🤖 AI analysis 📥 Export CSV
📖 Learn

Master the Productivity Bond Model

The tools on this page are powered by the Productivity Bond Model (PBM) — a revolutionary framework for replacing perpetual-growth-dependent debt with productivity-linked prosperity. These interactive calculators give you a personal glimpse into the mechanics of the model, but the full theory — including the mathematical proofs, simulation code, and a complete implementation roadmap for policymakers — is contained in the book.

If you're a citizen exploring your financial future, a researcher studying alternative debt systems, or a policymaker considering real-world adoption, the book provides the depth and rigour these tools only hint at.

📚 ISBN: 979-8-23578-956-2

🍏 Apple
📚 Ebook 🎧 Audiobook (Soon)
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1.⬆️In Safari tap the Share button at the bottom.
2.➕Scroll down and tap "Add to Home Screen".